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21 March 2006 @ 02:38 pm
Our homeowners insurance isn't going to be renewed. Because we have a pit bull. Doesn't matter that she's never allowed outside unsupervised, and is only off the leash in the backyard. No insurance as of June 21.

I went to an insurance quotes website to see if anyone would give us insurance. And they want to know how much we make and where we work. I suspect that answering "Nothing" and "Nowhere" would not result in insurance. So we have to get jobs, and we have to get them like NOW.

I have been quietly panicking about this for a few weeks now. I still haven't found anything. Mostly it's people not getting back to me. I'm starting a round of calling back to touch base. I hate doing this. I am an introvert, and I don't like calling people out of the blue. But that doesn't matter, it needs to be done.

msfenriss, I could use some of that job-finding mojo you seem to have in abundance.
i_aldarion on March 21st, 2006 12:04 pm (UTC)
*sends love and luck and good vibes*
cianconnellcianconnell on March 21st, 2006 12:11 pm (UTC)
OH, that totally sucks. I live with Chucky and they insure us. A breed-wide policy seems a bit ludicrous.

Then again, I'm pretty sure that DC still has the Rotty/pitbull in muzzles mandate on the books.

I might be needing that mojo as well when I make the move. Then again, you had the move mojo well in hand WAY before me.

(grumbles at homeowner's insurance anyway, with a $500 deductible and looking at a drywall patch/repair job from a leaky pipe that costs EXACTLY $500, so we'll pay for it, and our premium will be increased for the call, anyway). Grrrrr...

Good luck with the job hunt.
eaceac on March 21st, 2006 12:15 pm (UTC)
*luck to both of you*

Madame Blue aka Pygmentsweetmmeblue on March 21st, 2006 12:26 pm (UTC)
Can you appeal?
Elletheletterelle on March 21st, 2006 01:40 pm (UTC)
I don't think so. A lot of insurance companies just refuse to cover you if you have a pit bull. We got around it at our last house by cleverly getting the pit bull after we got insurance.

The other thing that freaks me out is that a lot of places won't insure an almost 100-year-old house. What are the odds that we can find a company that will insure both??

What happens if we don't have insurance? *quietly freaks*
Spam: books and suitmadbodger on March 21st, 2006 03:03 pm (UTC)
What happens if you don't have insurance depends on whether you have a mortgage. If you don't have a mortgage, then you don't have insurance. If your house gets robbed or burns down or whatever, you eat it.

If you do have a mortgage, the mortgage company will insist that you have insurance to protect their investment. They will obtain insurance for you if necessary. However, this insurance will be from their brother Gorko, and will be very expensive insurance, which of course, you have to pay.

Mary Lewys: Business Suitmlewys on March 21st, 2006 12:42 pm (UTC)
Can they do that? I mean, was it in the policy before you signed up? Is this a retroactive thing?
Elletheletterelle on March 21st, 2006 01:41 pm (UTC)
We got the policy through an independent broker. They didn't ask, we didn't tell. It's not retroactive-- we're insured through June 21. They just won't renew it.
Mary Lewysmlewys on March 21st, 2006 02:27 pm (UTC)
Fuck. Fuck, fuck, fuck. I'm sorry, baby.
Fenrissfenriss on March 21st, 2006 01:23 pm (UTC)
That's atrocious. These people should be forced to spend an afternoon getting licked and leaned on by Saffie. That'll fix their grinchy little hearts.

I am concentrating on sending you my job mojo. Love you!
Jer: Puppy - Chris Carmaklugonn on March 21st, 2006 03:42 pm (UTC)
I have a pit bull too. I don't recall it coming up with the insurance company, so they probably don't know about him. Eh.

Anyway, he's such a sweet, loving, spoiled little psychopath. But I'd never let him hang out around young children unsupervised. He hates cats, and has killed several. Whenever I'm watching a movie that features a cat meowing, he tears ass outside to destroy the invaders (he knows the cats come to the back yard). Well, now he does the same thing anytime he hears a baby crying on tv - it's a bit unsettling. So, if you have a baby, don't bring him to my house. [That's kinda cool, actually, because I totally don't want to be around a crying baby anyway.]

Good luck with the job/insurance search. I'll bet some of them will insure you even with no job - but they might quote you a higher rate.

F***ing pitty-pit hating insurance companies. I love my pit bull. I wouldn't want to have to give him up. [In fact, I gave up the best job I ever had in large part because I gave up trying to rent a house where the homeowner would accept him. *Pets the cute, cuddly, cat-killer.*]
DarkRiver: hmphsmolder on March 21st, 2006 06:37 pm (UTC)
Insurance companies are a plague on our society.

I don't see how you being unemployed will prevent you from beng insured. You might just have to pay the whole insurance amount up front. (i.e, they won't extend you credit to pay it over the year)

Failing that...can you board Saffie at your Mom's for a week or so and tell the insurance company that you gave away the dog?
Jer: Happy Dogs (from silverweaver)lugonn on March 21st, 2006 07:18 pm (UTC)
The dogs in the icon are mine. The black one is the pit bull.